Loan Terms and Conditions

Appraisal Services are normally done by the lenders side and maybe subject to a fee.

Institutional / Banks Loans are available depending on the quality of the property and qualifications of the potential borrower. Rates are a lot lower than private lending sources and closing will occur normally within 3 – 6 months

Processing Your Mortgagge Loan

General Terms and Conditions

  • Preferably gated communities, condos, single family homes, Beach front properties, ocean view properties, commercial with tenants.
  • Occasionally will consider land only properties such as ocean view or Central Valley Area.
  • LTV is up to 50% of lender’s appraisal.
  • Points to be determined once the property is presented for review.
  • There maybe an  up front fees for due diligence, the costs depend on size and location of property: it fluctuates between $150.00 to $500.00.
  • Minimum loan is $100,000.00 a maximum loan $1,000,000,00 dollars."One Million"
  • Closings within 30 days

After you have provided the financial information requested, the loan will be processed:

Documents required to start the process:

  • Copy of Plano Catastrado and copy of Informe Registral
  • Five good inside and five good outside photos
  • Complete the On.-line Questionnaire